Personal injury cases often involve many different forms of “damages”. As you will see below, when dealing with an insurance company, and seeking a settlement in particular, it is important to account for everything. You do not want to leave any money on the table, simply because you will not be able to get it back later. Many people are concerned about future medical treatment. Others are worried about the time they missed from work or the damage to their vehicle. Below is an explanation of the different types of damages that you should ask for when seeking a settlement from the insurance company.
Medical Bills: This includes services that you have received, prescription medications and any products or items that you have purchased as a result of your injury. This includes:
(1) Hospital and emergency care; subsequent doctor appointments, chiropractor visits, specialists, and even the cost of surgery;