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insurance101-300x157Subrogation. The word itself is strange and seems scary to the uninformed. However, it is a very common legal tool for health insurance companies to recoup monies that they have paid out when their insured has been injured due to the negligence of a third party, i.e. a car or trucking accident, dog bite, etc..

The experienced personal injury attorneys at Guest and Gray navigate the complicated field of subrogation on a daily basis in pursuing personal injury cases for our injured clients. We have represented injured parties in Forney, Rockwall, Dallas, Terrell, and all over East Texas in hundreds of personal injury cases.

In most cases, if you are involved in an accident, you go to the hospital and you provide your health insurance information and you think that is that. However, unbeknownst to you, that gives rise to a subrogation claim by your health insurance company and they are pretty quick to pick up on the charges due to the type of treatment and billing codes that are entered by the hospital or other treatment facility.

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personalinjury3-300x201Guest and Gray is Kaufman County’s premier personal injury law firm. Our team of experienced personal injury lawyers and knowledgeable staff work hard on a daily basis to fight for the rights of Kaufman county’s injured accident victims.

As Kaufman county continues to grow at a record pace, Guest and Gray has been here since the beginning. We have recovered millions of dollars over the years for local Kaufman county residents after they have been injured in automobile, motorcycle, trucking accidents, dog bites, and many other types of injury cases. We work closely with providers, health insurance companies and the at-fault insurance carriers to maximize our client’s recovery in each case.

Our attorneys take each Kaufman County personal injury case on contingency. That means that we take on the risk and you pay nothing unless we win your case. Our personal injury lawyers are ready to take your case all the way to trial, if necessary.

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Truckaccidents-300x132When you or a loved one is injured in a trucking accident and you hire Guest and Gray Law Firm, P.C.,  our experienced team of personal injury lawyers begin working on your case immediately. We look at every possible avenue to prove that the trucking company and their driver negligently caused the accident and your injuries. One of those ways is to look into the FMCSA BASIC scores of the at-fault trucking company to determine whether or not they have a history of negligent behavior.

WHAT IS THE FMCSA BASIC PROGRAM?

FMCSA-BasicsThe Federal Motor Carrier Safety Administration’s (FMCSA) Compliance, Safety, and Accountability program continuously gathers and updates data regarding seven Behavior Analysis and Safety Improvement Categories, or BASICs. For each category listed, the trucking company receives a score that ranks them against other carriers in the industry. Each of these scores can then be used by trucking companies, law enforcement agencies to determine the overall safety compliance of an individual trucking company.

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personalinjury3-300x201Guest and Gray Law Firm is Kaufman and Rockwall county’s trusted, local personal injury law firm. We are a client driven and results oriented personal injury law firm. Our personal injury team is dedicated to serving the needs of the injured. Our personal injury practice is diverse, spanning from automobile accidents and 18-wheeler wrecks to dog attacks and beyond. No matter the case, our experienced attorneys and knowledgeable staff are prepared to take on the at-fault party and their insurance company.

We are a Local Firm, Dedicated to our Local Community.

We are not a big name Dallas law firm. We like it that way. We don’t have call centers full of assistants. We don’t have claims specialists running your case. We have lawyers dedicated to each matter who personally reviews your case and handles the negotiations with the at-fault party and their insurer. If you call our office, you can speak to your attorney, not their assistant or a claims specialist. Our staff is trained to handle the needs of each case. We do it this way not because we can’t do what those guys in Dallas do. We do it this way because we want to provide the best possible service to our local community. Our main office is in Forney, Texas. We also have an office in Rockwall to serve Rockwall county clients. This is where we are from. Scott Gray, one of our founding partners, graduated from Forney High School. David HagEstad, our personal injury associate graduated from Crandall High School. Most of our staff and assistants are local and grew up in the Kaufman county area. We believe in staying local and serving the community where we grew up. We believe this makes us uniquely capable of serving this area because, well, we know the area. We know what areas are particularly dangerous for drivers and where the majority of accidents occur. We know why. We know that Kaufman county and Rockwall county are experiencing unprecedented growth and that the increased traffic in areas like Rockwall, Forney and Terrell are leading to more accidents. We know that Terrell’s commercial growth will lead to more truck accidents and Forney’s residential growth will lead to more injury accidents involving passenger vehicles.

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Truckaccidents-300x132Guest and Gray prides itself in being the largest and highest rated law firm in Kaufman county. We are number one because we care about our clients and their situation. Personal injury cases are just that: personal. They happen to real people and it causes REAL problems in their lives. No accident situation can bring more drama to a family’s life than an 18-wheeler accident. These are simply the most destructive types of accidents that can occur on Kaufman county roads. Every year, Kaufman county residents and passers-through die on our local highways due to negligent truck drivers and as our roads become more congested and traveled as a result of development, the numbers will only go up.

Kaufman county is one of the fastest growing counties in Texas. Growth in cities like Forney, Terrell and Crandall will lead the way over the next few years. All three of those cities are corridors in and through Kaufman county with interstate highways and state highways leading right through them. Forney and Terrell have the highly traveled highway 80 and interstate 20 passing right through them and Crandall, as sort of the gateway to East Texas has highway 175. All three cities are gearing up for exponential growth over the next few years as pastureland is converted to shopping, retail and most of all, homes. Crandall has the Wildcat Ranch Development that plans to bring nearly 3,100 unites, which would effectively more than double the population of Crandall alone. Travel anywhere in Forney and you will see new community development and shopping and retail going in, and Terrell leads the way in commercial development. The result of this population increase will be an economic boom. Increased economic out put means an increase in commercial traffic. Commercial traffic means 18-wheelers and other commercial vehicles traveling on our roadways will only increase to meet demand.

At Guest and Gray, our personal injury lawyers see this as being a potential problem for our local citizenry and those who travel our major highways to get to and from home and work. The greater the number of commercial vehicles means that our current and future citizens will be at a greater risk of being injured due to negligent commercial truck drivers as they come into our area. A semi truck, without the tractor-trailer, weighs around 80 thousand pounds, without a tractor-trailer attached. In comparison, the average passenger vehicle weighs about 5,000 pounds. When the two meet at high speeds, the results can be absolutely devastating.

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Personal-Injury-Law-300x149Have you recently been injured in an accident and it was not your fault? Then you need to contact the law firm of Guest and Gray today. We handle cases just like yours every single day. From car accidents, to 18-wheeler wrecks, premises liability and beyond. When you are injured as a result of somebody else’s negligence, Guest and Gray is there for you. We fight hard for the rights of the injured.

Injuries as a Result of Other’s Negligence Can Happen Anytime You are on the Road

Negligence can occur in the most innocent seeming moments. The most common is while driving a car. For most people in the Dallas-Fort Worth area, we become very accustomed to driving longer distances to get where we need to go, whether it be to work or to even the grocery store. The problem is that people can become so used to driving in those areas that they lower their guard and drive more dangerously. Messing with the radio, talking with others in the car and texting and driving are common factors in these types of accidents. People get bored driving so they distract themselves. In doing so, they make it more dangerous for others on the road because they are paying less attention to the 2-ton projectile they are driving at high speeds down the road. Driving is something that we do every day. Unfortunately, as a result, North Texas experiences catastrophic and fatal accidents on a daily basis.

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ThanksgivingMost people travel on Thanksgiving, whether it be to a family gathering or to a restaurant or for black Friday shopping deals. It is a time to give thanks for the blessings we have in life. A time to relax (or stress out completely) and eat way too much food. For most, the holiday goes without a hiccup and life returns to normal after the holiday. For some, they wake up to the horrors of a dirty kitchen and some family member sleeping on the couch.

For others still, it can be a nightmare. Thanksgiving is one of the most dangerous travel holidays in America. More people travel for the Thanksgiving holiday than for Christmas. This means that roadways are busier than normal, which inevitably leads to accidents. For restaurants and bars there is something known as “black Wednesday” which is the Wednesday before Thanksgiving and may just be the busiest night of the year. This means that a lot of people who have been out drinking may also be on the roadways with you and your family. To help you get around some of this craziness, here are a few safety tips from your friendly personal injury lawyers at Guest and Gray Law Firm:

  1. Don’t Drink and Drive– If you do drink and have to drive, get a designated driver. Uber can literally be a lifesaver. Pay the money, its cheaper than dying. Trust me. You are far more likely to be involved in an accident after drinking. Alcohol slows your ability to respond to stimuli while driving. This includes other drivers, animals and even things in your car.
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gavel1-300x169This is a question that I am asked over and over in my practice: Should I even bother?

It is a good question. A valid question. Why? Because filing suit, hiring attorneys and spending the next year (or more) and thousands of dollars in litigation is not something that should be taken lightly.

So, how do I answer the question? I answer by asking questions. Mainly, it is three questions, with several sub-questions that follow: How much is the case worth?; Who are we suing?; and is there an alternative to filing suit? Once we answer these questions and their follow up questions, I can usually put together a case plan tailored to your case that will help us determine what steps to take first, including whether or not you should even bother filing suit.

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GuestandGrayLogoAs a Kaufman, Rockwall and Dallas county personal injury lawyer, I know that traffic accidents happen for many different reasons. It could be inattention, unsafe driving, texting, messing with the radio and everything in between- including weather, such as rain and snow.

Anyone who has driven in Dallas on a rainy or snowy day knows that people lose all ability to properly maintain their vehicles. It’s like they’ve suddenly forgot how to drive and any manual they have is written in Greek. It is totally bizarre. The other day I literally saw someone drive into a middle barrier on the highway, for what appeared to be, no good reason at all. The person got out “okay” and no one was hurt. The person just seemed a little confused and blamed it on the wet road.

You Can Make a Claim On Another Driver Regardless of Weather Conditions

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Did it seem to you that there was a new accident report on an almost daily basis of an 18-Wheeler accident in Kaufman County last month? It seemed like every day inForney.com or some other news outlet was reporting on another accident involving a passenger vehicle and one or more 18-wheelers. inForney.com reported on at least 6 18-Wheeler accidents in September and since August 21st, they have reported on at least 8, including one that killed 3 travelers from Louisiana in a horrific, fiery crash just outside of Terrell.

At Guest and Gray, we are local personal injury lawyers skilled in going after trucking companies and their insurance companies after they negligently injure or kill people on our local roadways. We are committed to holding these companies accountable for the actions of their drivers to the fullest extent of the law.

As Kaufman county continues its explosive growth, these types of months will undoubtedly continue. The only way to really fight it and make these truckers, trucking companies and their insurers change their habits and attitudes is by holding them accountable. That is exactly what the experienced personal injury lawyers at Guest and Gray do every single day. We fight for the rights of the injured in everything that we do. We are their voice and our voice is loud.