Articles Posted in Insurance

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Insurance-Claim-PictureGuest and Gray, P.C. has successfully helped countless personal injury and wrongful death victims and their families recover under their uninsured/underinsured motorist policies in the greater Dallas-Fort Worth areas, including Forney, Dallas, and Rockwall counties.

Making and Uninsured/Underinsured Claim in Texas

Making an uninsured motorist claim is much like making claims against the at-fault party’s insurance, except that this is typically your own “excess” policy to help take care of medical bills and lost wages when you have already maxed out the at-fault party’s liability policy.

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insurance101-300x157Subrogation. The word itself is strange and seems scary to the uninformed. However, it is a very common legal tool for health insurance companies to recoup monies that they have paid out when their insured has been injured due to the negligence of a third party, i.e. a car or trucking accident, dog bite, etc..

The experienced personal injury attorneys at Guest and Gray navigate the complicated field of subrogation on a daily basis in pursuing personal injury cases for our injured clients. We have represented injured parties in Forney, Rockwall, Dallas, Terrell, and all over East Texas in hundreds of personal injury cases.

In most cases, if you are involved in an accident, you go to the hospital and you provide your health insurance information and you think that is that. However, unbeknownst to you, that gives rise to a subrogation claim by your health insurance company and they are pretty quick to pick up on the charges due to the type of treatment and billing codes that are entered by the hospital or other treatment facility.

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gavel1-300x169Guest and Gray Law Firm is the firm to turn to when you have a legal problem. Our practice is quickly growing and we are the trusted Rockwall criminal and civil litigation firm. We are proud to own the title of being the largest and most highly rated local Rockwall law firm.

Sure, you can call a Dallas firm for help, but why? Guest and Gray, P.C. offers the same excellent service but we have convenient office locations for our Rockwall clients. Live in Rockwall or north of Rockwall? Our Rockwall office is located off of TL Townsend just passed the Rockwall county courthouse. Live south of Rockwall towards Heath? It may be better for you to meet us in our Forney location in downtown Forney just off the old townsquare near the city offices. Wherever you may be in Rockwall county, Guest and Gray, P.C. is the local choice.

We are skilled in all different practice areas that you may need, whether it be criminal defense, family law, civil litigation or personal injury, we have a lawyer (or two) just for you. Our attorneys are aggressive and fight hard for each client. No case is too big. We have the resources to take your case the distance. Period.

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personalinjury3-300x201Which should I buy: higher liability coverage or Uninsured/Uninsured Coverage? During conversations with clients, this is a question that comes up quite often. This especially when the client has significant medical damages that exceed the minimum policy requirements in Texas and we are trying to figure out how to get all of the bills paid.

What is the Minimum Liability Coverage I am Required to Have In Texas?

Under Texas Transportation Code § 601.072(a-1)(1-3), the owner of a vehicle is required to carry at least: