Articles Tagged with Uninsured Motorists

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Motorcycle accidents happen in a blink of an eye. The biker is often left with very little time to maneuver to safety, causing them to lay the bike down or simply take the hit straight on. As a result, the injuries that motorcycle riders and passengers incur are regularly more severe than that of those in the vehicle that hit them.

Injuries mean hospital stays, lost wages, long recovery, hospital bills. Big ones. In a typical motorcycle accident here in the Dallas and Fort Worth areas, the amount of medical bills can exceed $100,000 in just the first few days of treatment. We have had countless cases where injured bikers have been in the hospital for weeks, and even months, at a time.

IT DOES NOT TAKE A BIG ACCIDENT TO GET BIG INJURIES IN MOTORCYCLE CASES

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Which should I buy: higher liability coverage or Uninsured/Uninsured Coverage? During conversations with clients, this is a question that comes up quite often. This especially when the client has significant medical damages that exceed the minimum policy requirements in Texas and we are trying to figure out how to get all of the bills paid.

What is the Minimum Liability Coverage I am Required to Have In Texas?

Under Texas Transportation Code § 601.072(a-1)(1-3), the owner of a vehicle is required to carry at least:

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