The answer is simple, but to understand importance of the work they do, and the value they bring to their clients, you must understand a little more about the process of handling personal injury claims. It is no cake walk, even for experienced personal injury attorneys.
Notifying Insurance Companies and Establishing Communications Between the Parties
A personal injury attorney will notify the insurance providers of the claim for injuries and that the injured party is represented by counsel. This is true whether it is a motor vehicle accident, boating accident, commercial vehicle accident, or even slip-and-fall. These providers must be provided “notice” of the claims being made by the injured parties that were caused by their insured. In addition to notifying the at-fault parties insurer, the injured party will need to notify their own insurer of the possibility of any claims under their own UM/UIM in the event that the other party has no insurance or carries insufficient coverage to pay for the damages that have been suffered.
The Dram Shop Act
In 1987, just a few days after the Texas Supreme Court ruled in El Chico v. Poole, the Texas Legislature enacted the Dram Shop Act. It was established to hold bars liable for over-serving patrons who then went out into public and got into a car accident and injured someone else.
In a standard Dram Shop Case, there is a victim who is injured by another person. The victim in those cases are truly innocent. But the truth is that many people walk into our office here at Guest and Gray and they’ve received a DWI as a result of getting into an accident after leaving a bar where they were served alcohol to excess. These people may have a Dram Shop Case too, even though it was them who became intoxicated and only they were injured.