Articles Tagged with Dallas Personal Injury

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Guest and Gray is a full service law firm, specializing in manner different areas of law. One of our core practice areas is personal injury and wrongful death. If you or a loved one is involved in an auto, truck or motorcycle accident, you are going to have to deal with the at-fault party’s insurance carrier. If you do not hire an attorney, you will be going into a situation where the other party is a multi-billion dollar insurance company who specializes in negotiating these types of claims.

So let me ask you this question: In any other type of situation, would you enter into negotiations with a multi-billion dollar company without hiring someone to represent you?

My hope is that the answer would be a no. Don’t be the fool that the insurance company thinks you are.

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guestandgray-300x300At Guest and Gray, we understand that customer service and client satisfaction is key to our success. Keeping clients happy is business 101. However, it is easier to do that when you are genuinely happy to provide the service. It is easier when you have a top notch team in place that has been working together for years. It is easier when you care about the service you are providing. When people come to my office, they are hurting. They are worried about their medical bills as well as their light bills and putting food on the table for their family. Here at Guest and Gray, we do not lose sight of that fact. We focus our personal injury practice locally in the Rockwall, Kaufman and Dallas county areas. Why? because we care about this community and the people in it. We care because we live here. You are our neighbors. What a cool job to get to fight for your neighbors when someone has negligently harmed them!

It is a job with a lot of responsibility. Many local Rockwall, Terrell, Forney and other local residents come see me every week and tell me the story of how they have been injured and how that has affected them and their families. Accidents don’t just hurt the person, it hurts their families too. It effects everything they do. Spouses and parents have to spend additional time caring for an injured family member. Watch them receive treatments in the hospital. The worst is when a loved one has been lost due to an accident. That is truly a life-changing event for that family.

It is our goal to show this community the other side of personal injury attorneys. Not the side you see on TV that brags about cherry-picked cases where the clients have received large sums of money. Yeah, we have those but you are not just a dollar sign to us, and we hope we are not that for you either. The law only provides so much remedy to an injured party and the end result of each case is a cash-payout, but our goal is to make sure that you are brought back to where you were or as close to that as possible. We look at every avenue of recovery. Every angle.

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Here at Guest and Gray, that is a common question when talking to new and potential clients. Pain and suffering is a real thing. It can be the pain from recovering from a broken arm, but also the suffering you feel as your body tries to heal. So, if you have been injured in a motor vehicle or motorcycle accident, and it was not your fault, you are likely going to be able to recover for not only your injuries sustained in the accident but also for the pain and suffering associated with those injuries. David HagEstad and Scott Gray, our Dallas, Forney and Rockwall county personal injury attorneys are well versed in the area of pain and suffering and have successfully obtained favorable settlements for our clients over the years and have put together this short guide to help you understand the process of recovering monetarily for your pain and suffering.

How Much is My Pain and Suffering Worth?

The funny thing about Texas law is that there is no set method for calculating pain and suffering in any given case. It is determined on a case by case basis. Some firms may try to get you to click their website because of a calculator they supposedly have to determine how much you should get for you injuries. Those are likely not going to be accurate because no attorney can ever guarantee how much you should get in any given case. This is especially true early on when the full extent of your injuries, and the overall time period of your recovery, are still unknown. However, as experienced personal injury attorneys, we can tell you that the two main indicators of pain and suffering that you should be aware of are the extent of your injuries and the amount of your medical bills. These key indicators will help guide us in determining a fair dollar figure for your pain and suffering, i.e. calculating your pain and suffering.

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The insurance company is not your friend. I feel like I say this to every potential client, and I get the same response “they’ve been really friendly so far.”

Then we get into the claims process and get down to brass tacks and the client quickly realizes that, had they gone into this without an attorney, what would have been considered “fair” by the insurance adjuster’s definition would have been much different and less zeros on it.

Case in point, I was speaking to a friend recently I had not seen in nearly a decade and it came up that he had been involved in an 18-wheeler accident a few years back. He told me how he had tried to go it alone for a while against the insurance company, in part because they seemed to be on his side and they accepted liability right away. He was hurt pretty bad in the accident and required shoulder surgery and weeks of rehabilitation.  However,  in his initial meeting with the insurance company’s adjuster, they offered him $1,500. He said he couldn’t believe it and as he said it, he seemed to think that I should be surprised too, but I wasn’t.

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We get this question a lot from our clients and potential clients here in Forney, Rockwall and Dallas. The question often boils down to “how long do I have to sue the other driver?”

The easy answer is two years. But, that is not the legal answer. The legal answer involves a review of  a state statute and a little bit of case law.  The limitations periods in Texas are set out in the Texas Civil Practice & Remedies Code. So, that is where we start.

Chapter 16 of the Texas Civil Practice & Remedies Code provides in pertinent part that a person must bring suit for personal injury not later than two years after the day the cause of action accrues. Pretty simple, right? Almost. The statute does not say when the cause of action accrues, it only says that you have two years from the accrual date.

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Hospital bills piling up? We know how that goes. Literally. After you are injured in an accident, you will probably have several different kinds of bills related to medical services that were provided to you after the accident. You will likely have hospital bills, ER doctor’s bills, and emergency services bills, such as the EMS ambulance that treated you and transported you to the hospital. You will have the emergency room bill for the treatment you received there. Additionally, you may have subsequent treatment from your family doctor, or you may need to have additional treatment by a specialist. All of these providers will want to place a lien on your recovery, or put your account under a letter of protection to protect their right to recover money for the services they provided you once your case settles or goes to trial.

The job of a personal injury attorney is to determine which of these liens has priority and to settle these liens with the providers once your claim has been settled or a judgment has been paid. We often hear questions from injured clients and injured potential clients when they come meet with us in our Forney, Dallas, or Rockwall locations about how their doctor’s bills will end up affecting their recovery. In order to understand how these liens will affect your recovery for injuries you received here in Forney, Dallas, Rockwall or anywhere else in the State of Texas, you need to have a basic understanding of how the liens work and how they are perfected by the hospitals. Only then can we begin to understand how much they will affect your recovery.

How Do Hospital Liens Work?

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Sounds cool, doesn’t it? Stower’s Doctrine. Its got moxy. The Stowers Doctrine is as Texan as they come. From the Stowers Doctrine flows the Stowers Demand, a powerful settlement tool in personal injury practice.

But what is a Stowers Demand, exactly? Where does it come from? What does it do? Well, ask any attorney who deals with insurance companies on a regular basis and they will tell you it is a lifeblood of a personal injury practice. In our practice here in the Forney, Rockwall and Dallas area, once damages have been reasonably calculated, we always send a Stowers Demand to the insurance company. It is quite possibly the single most powerful pre-trial tool a personal injury attorney has to maximize settlement dollars for their client.

What is a Stowers Demand?

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The answer is simple, but to understand importance of the work they do, and the value they bring to their clients, you must understand a little more about the process of handling personal injury claims. It is no cake walk, even for experienced personal injury attorneys.

Notifying Insurance Companies and Establishing Communications Between the Parties

A personal injury attorney will notify the insurance providers of the claim for injuries and that the injured party is represented by counsel. This is true whether it is a motor vehicle accident, boating accident, commercial vehicle accident, or even slip-and-fall. These providers must be provided “notice” of the claims being made by the injured parties that were caused by their insured. In addition to notifying the at-fault parties insurer, the injured party will need to notify their own insurer of the possibility of any claims under their own UM/UIM in the event that the other party has no insurance or carries insufficient coverage to pay for the damages that have been suffered.

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Every now and then you may come across a semi-truck or car-hauler parked on the side of the road, or even partially in the road and think to yourself, “that is so dangerous,” or “they should not be allowed to do that.” Well, technically they aren’t supposed to do that. Section 545.301 of the Texas Transportation Code provides that an operator may not stop, park, or leave standing an attended or unattended vehicle on the main traveled part of a highway outside a business or residence district unless:

(1) stopping, parking, or leaving the vehicle off the main traveled part of the highway is not practicable;
(2) a width of highway beside the vehicle is unobstructed and open for the passage of other vehicles; and
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This time of year seeing a UPS or Fed Ex truck on the road is a common occurrence.  Driver’s delivering packages this time of year are often under a lot of pressure. In my house, those delivery men and women are called “Santa’s little helpers” because they’re the real heroes of the Christmas package delivery game, not those elves. UPS expects to deliver more than 700 million packages this holiday season, with 13 of 21 holiday shipping day to exceed 30 million packages a day. https://pressroom.ups.com/pressroom/ContentDetailsViewer.page?ConceptType=PressReleases&id=1477506556294-677.  Fedex does not expect to be quite as busy as UPS, although they still predict record deliveries of around around 325 million packages this holiday season. http://www.businessinsider.com/ups-fedex-holiday-shipping-plan-new-technology-2016-11. All told, that is around 1 billion packages traveling around the country in large semi-trucks and delivery trucks. That is a lot of packages and a lot of driving.

This time of year it seems like every where you go, you see a Fedex or UPS vehicle delivering  package. Those drivers are everywhere. You see them traveling in and around our local highways all day and into the night, often working very long hours and driving in upwards of 50-100 miles per day to drop off their hundreds of shipments. It is a tough job with long hours, lots of driving, and a lot of stress. With such a vast number of drivers on the roads this time of year, that leads to one absolute certainty: accidents.

Accidents with delivery drivers happen for a variety of reasons. It could be human error, or it could be some outside factor. Here is a list of some common causes of accidents with delivery truck during the holiday season:

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