Then we get into the claims process and get down to brass tacks and the client quickly realizes that, had they gone into this without an attorney, what would have been considered “fair” by the insurance adjuster’s definition would have been much different and less zeros on it.
Case in point, I was speaking to a friend recently I had not seen in nearly a decade and it came up that he had been involved in an 18-wheeler accident a few years back. He told me how he had tried to go it alone for a while against the insurance company, in part because they seemed to be on his side and they accepted liability right away. He was hurt pretty bad in the accident and required shoulder surgery and weeks of rehabilitation. However, in his initial meeting with the insurance company’s adjuster, they offered him $1,500. He said he couldn’t believe it and as he said it, he seemed to think that I should be surprised too, but I wasn’t.
According to recently released crash data from TXDot, both Rockwall and Kaufman counties are experiencing significant increases in commercial traffic accidents. The data just released is from 2015, so 2016 statistics are not known. However, the number of commercial vehicle accidents increased by 34.5% year-over-year from 2014 to 2015 for Rockwall and Kaufman county increased by 20.3% over the same time period.
We know that Rockwall and Kaufman counties are experiencing extreme growth, with cities like Rockwall, Royse City, McClendon-Chisholm, and Heath as well as parts of Dallas, Garland, and Rowlett located in Rockwall county, it is no wonder that Rockwall county has experienced large year-over-year growth in commercial vehicle accidents. But over 34%? That is a crazy statistic.
In Kaufman county, what is really the most surprising is that it had more commercial vehicle accidents that Rockwall county in 2014 (113 in Kaufman county and 107 in Rockwall county). What may be surprising to hear is that Kaufman county has a larger population that Rockwall county, thanks to large growth in cities like Forney, Terrell, and Kaufman. That may partly explain the higher number of accidents, but Rockwall county is smaller in geographic size and is more densely populated, so the statistic is still a little surprising. Forney’s population alone grew by over 25% from the 2010 census to the last released data in July 2015, and Kaufman county’s growth over that same period is at exactly 11.0%.
According to inForney.com’s Mathew Richards, FM 741 is expected to remain closed for several hours as police investigate the crash. The crash was reported at approximately 9:30 p.m. on FM 741 in between Heartland and Crandall just north of FM 2757. As of 11 p.m., FM 741 remains closed.
DPS spokesperson Kyle Bradford confirmed with Mathew Richards that two people are deceased on scene, one child was flown by CareFlite helicopter to a Dallas-area hospital in unknown condition, and a second child was transported by ground ambulance also in unknown condition.
The Texas Department of Public Safety released the names of the deceased on Wednesday morning identifying the male driver of the Chevy as 29-year-old Leyva Cerda of Heartland and the female driver of the Ford as 36-year-old Kelly Jones of Crandall.
Sounds cool, doesn’t it? Stower’s Doctrine. Its got moxy. The Stowers Doctrine is as Texan as they come. From the Stowers Doctrine flows the Stowers Demand, a powerful settlement tool in personal injury practice.
But what is a Stowers Demand, exactly? Where does it come from? What does it do? Well, ask any attorney who deals with insurance companies on a regular basis and they will tell you it is a lifeblood of a personal injury practice. In our practice here in the Forney, Rockwall and Dallas area, once damages have been reasonably calculated, we always send a Stowers Demand to the insurance company. It is quite possibly the single most powerful pre-trial tool a personal injury attorney has to maximize settlement dollars for their client.
What is a Stowers Demand?
We have learned of a major Accident in Kaufman County about 5 miles east of Terrell. Multiple public safety crews have closed eastbound and westbound I20 near FM 429 due to a multiple vehicle crash, according to TxDOT. All lanes of travel are forced to exit. Folks traveling this way should expect delays in both directions.
The accident involved multiple 18-wheelers, and has resulted in a fuel spill that will need to be cleaned up by crews before the highway may be reopened. No word as to the condition of the people involved in the accident.
This is a developing story. We will update as information comes available.
This time of year seeing a UPS or Fed Ex truck on the road is a common occurrence. Driver’s delivering packages this time of year are often under a lot of pressure. In my house, those delivery men and women are called “Santa’s little helpers” because they’re the real heroes of the Christmas package delivery game, not those elves. UPS expects to deliver more than 700 million packages this holiday season, with 13 of 21 holiday shipping day to exceed 30 million packages a day. https://pressroom.ups.com/pressroom/ContentDetailsViewer.page?ConceptType=PressReleases&id=1477506556294-677. Fedex does not expect to be quite as busy as UPS, although they still predict record deliveries of around around 325 million packages this holiday season. http://www.businessinsider.com/ups-fedex-holiday-shipping-plan-new-technology-2016-11. All told, that is around 1 billion packages traveling around the country in large semi-trucks and delivery trucks. That is a lot of packages and a lot of driving.
This time of year it seems like every where you go, you see a Fedex or UPS vehicle delivering package. Those drivers are everywhere. You see them traveling in and around our local highways all day and into the night, often working very long hours and driving in upwards of 50-100 miles per day to drop off their hundreds of shipments. It is a tough job with long hours, lots of driving, and a lot of stress. With such a vast number of drivers on the roads this time of year, that leads to one absolute certainty: accidents.
Accidents with delivery drivers happen for a variety of reasons. It could be human error, or it could be some outside factor. Here is a list of some common causes of accidents with delivery truck during the holiday season:
FORNEY, Texas — Four North Forney High School students were injured in a two-vehicle collision on Thursday afternoon on Farm-to-Market (FM) 548 near Falcon Way. The crash was reported at 4:07 p.m. on FM 548 at its intersection with Falcon Way and Devonshire Drive. A vehicle was attempting to cross FM 548 from Falcon Way to Devonshire Drive when their vehicle was t-boned by a truck which was traveling northbound on FM 548, according to Texas Department of Public Safety troopers.
Troopers say the driver’s view was obstructed when the attempt was made to cross FM 548. One of the passengers became entrapped in the vehicle and was later transported to Parkland Memorial Hospital in Dallas, Texas, by CareFlite medical helicopter with what were described as serious injuries. Three other passengers in the vehicle were transported by ground ambulance to Parkland.
In a typical personal injury case, there are a variety of “damages” that you may have incurred as a result of the accident. If you received injuries from the accident, then it is very important get copies of medical information, and the amount of money you or your insurance company have paid out as a result of your injuries.
When you first meet with a personal injury attorney, one of the first things they will want to know is the extent of your injuries, and whether those injuries will affect your ability to work/live in the future. It is helpful to bring copies of medical statements and information so that the attorney will be able to get an idea of the scope of your injuries, but at the initial consultation it is not 100% necessary. But if I were you, I would.
Once you have signed a representation agreement with an attorney, they will request that you immediately get them all of your current medical billing and information from the accident. They may request your office visit notes from each visit. They will also request what are called “Explanations of Benefits” or “EOBs” from your health insurance provider. EOBs are an explanation of the amount of benefits you have used during the current year/month, etc.. It is a helpful tool to determine how much your injuries have cost your insurance company. The attorney will also want to know exactly how much you have paid out of pocket. Providing receipts for things that you have paid for, and even providing a mileage accounting for travel to rehab and doctor’s visits as a part of your ongoing recovery will be requested.